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Money Mindset

Spending in Line With My Values, Not the Algorithm

I realized half my spending wasn't even mine — it was whatever an ad served me at the perfect weak moment. Spending on purpose changed my finances and my peace of mind.

KAKwame AsanteApril 22, 2026 · 3 min read
Spending in Line With My Values, Not the Algorithm

What worked for me

  • Your money starts funding what you actually care about
  • Buyer's remorse basically disappears
  • It's a mindset, so it works on every category at once

What to watch out for

  • !Requires honest self-reflection most of us avoid
  • !Won't give you a tidy number to track day one
  • !Friends and ads will pressure-test you constantly

A while back I caught myself unboxing something I'd ordered at 11pm and feeling absolutely nothing. Not joy, not regret — just a flat meh and a slightly lighter bank account. I couldn't even remember deciding to buy it. An ad had found me tired and bored, and I'd tapped "buy now" on autopilot. That little moment of nothing started this whole shift for me.

Because here's what I finally admitted: a big chunk of my spending wasn't an expression of what I wanted. It was an expression of what an algorithm had decided I'd be most likely to buy at my weakest moment. And those are very different things.

The question that changed everything

I started asking one question before any non-essential purchase: "Whose want is this?"

It sounds a little woo, but stay with me. So much of what we buy isn't a want we generated. It's a want that was manufactured and served to us — by an ad, by a feed, by a friend's new thing, by a 40% discount that made urgency out of thin air. When I started asking whose want a purchase actually was, an uncomfortable amount of my cart turned out to belong to a marketing team, not to me.

The stuff that was genuinely mine — good coffee, books, a nice meal with people I love, gear for the hobbies I actually do — I kept buying with zero guilt. The stuff that was someone else's want planted in my head? Gone, and I didn't miss a single item.

What I cut, and what I didn't

This isn't a frugality story. I didn't slash everything. I redirected.

Before After
Random late-night impulse buys Cut almost entirely
Trendy gadgets I used twice Cut
"It's on sale, so..." purchases Cut
Books, hobby supplies, good food Kept, guilt-free
Experiences with people I love Increased, on purpose

The net effect was roughly $280 a month off the mindless stuff. But here's the twist that makes this a mindset post and not a frugality post: I didn't even keep all of it. I pointed a lot of it at things I deeply value — a chunk goes to my nieces' futures now. My total spending barely moved on some months. What changed completely was whether it meant anything.

Money Minute: When a non-essential urge hits, give it 48 hours before you buy. Most algorithm-fed wants evaporate by the next morning. The handful that survive two days are usually the ones that were actually yours.

Fighting the feed

Let me be honest about the hard part: the algorithm does not give up. The whole machine is built to find you tired, anxious, or bored and offer relief in the form of a purchase. You're not weak for getting caught — you're up against systems engineered by very smart people to do exactly this.

A few things that genuinely helped me:

  • Unsubscribe and unfollow ruthlessly. Every "sale!" email I deleted was a temptation I never had to resist.
  • Remove saved payment info. Adding friction back to "buy now" kills a shocking number of impulse buys.
  • Name what I value out loud. When you know what you're spending for, the random stuff feels like a betrayal of it.

The peace-of-mind dividend

The money was nice. The mental shift was better. Buyer's remorse — that low hum of "why did I buy this" — has almost completely left my life. When everything in your cart is something you genuinely chose, the regret has nowhere to live.

There's also a quiet dignity in spending on purpose. My money started flowing toward the things that are actually mine: the people I love, the experiences I'll remember, the small daily pleasures that are me and not a trend. That feels like the opposite of deprivation. It feels like ownership.

You don't need a stricter budget to feel better about money. You might just need to ask, before each purchase, whose want you're actually funding. Reclaim that, and the algorithm loses its grip — one un-bought late-night impulse at a time.

KAKwame AsanteWrites for the blog

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4 comments
  1. IO
    Imani O.
    Apr 24, 2026
    5.0

    The 'whose want is this even' question wrecked me in the best way. Half my cart was stuff an ad decided I needed. Cleared it out.

  2. GL
    Grayson L.
    Apr 27, 2026

    I track my spending obsessively and still never asked WHY I was buying things. This reframed the whole thing for me.

  3. SN
    Soraya N.
    May 2, 2026
    5.0

    Started routing my 'saved from impulse buys' money to my niece's college fund. Spending the same overall but it MEANS something now.

  4. BH
    Bertrand H.
    May 9, 2026

    The 48-hour rule on wants is gold. Most of the time the urge is just gone by day two. Algorithm 0, me 1.

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